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payments prior to receiving any grant. This can pose cash   gerontech products that can be directly used at home. There     2
               flow problems to service operators and even deter interested   remains a huge gap within the gerontech ecosystem, namely
               applicants from applying in the first place. Therefore, we   that end-users living in the community are provided with
                                                                                                                                            Demand-side
               recommend that the Social Welfare Department modify the   little incentive and support to procure gerontech. This leads
               requirement of submitting a contract or agreement with    to three significant problems—one of social consequence, one of
               the working partner prior to the dissemination of funding.   economic consequence, and one of policy consequence.
               Specifically, the successful applicant should at least be allocated
               the first instalment of funding prior to the signing of any contract   From a social perspective, individual end-users miss out on the
                           30
               or agreement.                                             potential benefits brought about by gerontech, as the preventive
                                                                         and rehabilitative nature of many products can help them
                                                                                                                           31
               2.2 Elderly living in the community                       stay healthier and more active in the community for longer.
                                                                         From an economic perspective, because these end-users
               Perhaps the largest challenge currently facing Hong Kong’s
                                                                         effectively represent 90% of the market, their lack of active
               gerontech ecosystem is helping end-users in the community
                                                                         market participation significantly hinders the potential economic
               to access and use gerontech. As mentioned in the overview of
                                                                         development of the local gerontech industry. From a policy
               this section, around 90% of elderly live in domestic households,
                                                                         perspective, while it is well-established that public investment
               compared to the approximate 10% who live in institutions. Yet                                                32
                                                                         into community care results in cost-saving from acute care,  the
               the Government’s primary gerontech-related spending—the
                                                                         Government’s lack of financial assistance for end-users living at
               $1 billion I&T Fund—mainly benefits institutions. This may be
                                                                         home to procure gerontech means missing out on another way
               insufficient in helping the Government’s goal of ageing-in-place.
                                                                         to help them avoid institutionalisation.
               To a certain extent, end-users living in the community do benefit
               from the $1 billion I&T Fund, as elderly and rehabilitation service
               units providing CCS are also eligible to purchase and rent
               gerontech products (SWD I&T Fund Manual, 2021). But allowing
               CCS service units to procure gerontech is not the same thing
               as helping end-users in the community individually procure


               30  Approved applicants already provide at least one quotation during the application stage.
               31  For example, elderly who use fall risk prevention devices not only minimises their risk of severe injury; it will also help caregivers have less psychological and emotional
                burden about the elderly’s personal safety. A person with hearing impairment who has access to enhanced hearing devices may be more able to participate in daily activities
                within their community.
               32
                 For every HKD 1 invested into community health, there is a HKD 8.4 saving on acute care costs (OHKF, 2018).
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